Also known as Accounts Receivable Financing, Factoring is the real-time exchange of your receivables for a cash advance.

The funder will evaluate the business to determine the percent of outstanding receivables they are willing to provide. The funder considers your business size, the quality of the outstanding receivables, and likelihood of speedy repayment for calculating the percent of receivables they are willing to advance.

Factoring is a good option for business owners who may run into cashflow management issues.


  • Fund up to 98% of Invoice Factored
  • Rate: 0.5% – 3% per month
  • Term Length: 3 – 24 months
  • Time in business: 2 years+
  • Time to Fund: 1 – 3 days