What is a Merchant Cash Advance?

Merchant Cash Advances are not loans. The purchase of an MCA is the exchange of future sales at discounted price for access to funds upon completing the transaction.

The advance is repaid with in small amounts on a frequent basis. The repayment frequency can be as regular as daily. The repayment amounts are based on current business earnings and frequency will be agreed upon prior to finalizing the transaction for your advance.

The entire funding amount will be dispersed into your business account upon completing the transaction.

Criteria
o Fico Score: 500+
o Funding Amount: $10,000 – $500,000
o Term Length: 3 – 24 months
o Time in business: 1 year+
o Time to Fund: As Fast as 24 hours

Cash advance

How Does a Merchant Cash Advance Work?

  • Arcarius either automatically discounts a fixed percentage of each credit card sale when it’s settled, or receives an ACH from your bank account for a fixed rate.
  • In exchange, you receive a lump sum of working capital.
  • Collection stops automatically when the full amount is repaid.

Why Choose Arcarius for Merchant Cash Advance?

At Arcarius, we are committed to assisting businesses with their financial and funding needs through a streamlined and business-friendly process. Not only are our approval rates higher than our competition or traditional Funders, but we expedite funding while also offering easy renewal.

With a simple and easy application process, accessing working capital has never been this effortless.

Best of all, our Merchant Cash Advance terms are highly competitive and extremely affordable. Apply now!

Cash advance