Pricing and Underwriting Representative
-
Lead the process of reviewing and analysing customer financial documentation to determine their credit risk profile and which of the company’s funding portfolio is best suited to meet their financial needs;
-
Utilize financial knowledge and market analysis to assess clients’ financial performance and propose integral solutions to assist them in obtaining secured and unsecured cash solutions;
-
Analyse and understand the company’s funding portfolio utilizing professional judgment and knowledge of credit risk to mitigate default risk and increase business profitability;
-
Work closely with the senior management to perform timely review of market and merchant’s performance, pricing conditions, and request price and loan amount changes as required;
-
Determine potential impact of new products and processes on clients’ short and long-term growth and judge new legislation in the U.S. to determine impact on risk exposure; Negotiate and determine amount, contract rates, and facility terms with merchants and stakeholders;
Utilize financial and credit risk knowledge to assess cash flow generation, assign risk ratings to merchants, including merchants with transnational assets and businesses, and approve cash solutions consistent with the company’s risk profile, market, and customer requirements;
Establish and foster positive working relationships between internal and external stakeholders to deliver value to customers; Work with internal stakeholders to assess core processes, solicit and provide feedback to meet overall business goals and ensure delivery of desired outcomes;
Conduct meetings with internal stakeholders to collaborate on periodic business monitoring to optimize the company’s performance, increase its profitability and consistently produce high quality and high value results;
Define and manage proper controls for merchant’s financials and current and future performance; Identify key risks and mitigating factors of potential investments, such as asset types and values, legal and ownership structures, professional reputations, customer bases, and industry segments
Education:
Masters in Global Management/Business Administration/Finance. Will accept Bachelor degree in Global Management/Business Administration/Finance plus six years of progressive experience in field or related field in lieu of Masters. Foreign education accepted.